Industry Opinion Report.

Private Client Lending In The Era Of Non-QM

jason jepson - May 30, 2019

Private Client Lending In The Era Of Non-QM

PCL Era on NON QM

“Private client profiles tend to be net income light and asset rich,” said John Lynch, CEO and founder of PCMA. “In order to accommodate each person(s) situation, a more sophisticated approach to credit risk is applied using methods such as cash flow analysis on operating business income, asset utilization lending on qualified pledged assets, and cross collateralization to secure investor interest, along with many other methods to determine credit risk.”