Press release.

PCMA Opinion Report: New Lending To Accommodate The New Economy

jason jepson - June 20, 2019

Aliso Viejo, CA – June 17th, 2019: PCMA, the pioneer and leading voice in Non-Bank Private Client Lending, announced a new opinion report on lending in the new economy. With digitalization, self-employment is on the rise. Today, more than 15 million Americans are self-employed, with 27 million more reporting they plan to be (or hope to be) leaving traditional jobs by the year 2020, which would bring the number to over 42 million.

“It makes sense. Virtual staff costs much less — as much as 20-30% less annually — than hiring fulltime employees who also require PTO and other compensation benefits,” said John Lynch, CEO and founder of PCMA.  “With so many contractors available for hire, large companies can now choose from a wide range of candidates no longer bound by geographic location, broadening the quality of talent.”

Today, a number of market forces have converged to create a climate ripe for change: the rise of new technology and the digital economy; more workers now becoming self-employed; the proliferation of small businesses; and under the current Administration, a less hostile regulatory environment amid relaxing loan restrictions. A new era of credit is upon us indeed with the potential to be more versatile than ever.

“The new era of lending is upon us, and we’ve only just begun,” said Lynch.

Read the full opinion report by clicking here: The Lending To Accommodate The New Economy

Read PCMA’s earlier opinion report on private client lending by clicking here: Private Client Lending In The Era Of Non-QM

About PCMA

PCMA is the leading non-bank private client lending organization serving the needs of their mass affluent and high net worth clientele. PCMA offers qualified individuals and institutions bespoke lending solutions across all major residential asset classes. PCMA is a diversified financial enterprise offering private client solutions through a direct to consumer and distributed retail business model. PCMA strives to build trusting and enduring relationships by putting clients and professional partners at the center of all they do. PCMA is headquartered in Orange County, CA. Additional information is available at

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Jason Jepson